After researching whether smartphone insurance is worth the investment these days (ya, it is), I had a bag of unused statistics that I still found interesting and thought readers might too. Theft is a minor concern, according to most reports. One possible reason: You have to file a police report to file with your insurance claim.
Loss is also a lower concern, and some insurers don’t even cover it.
Damage by the owner — drops, water seepage, kids — are the most common reasons smartphones are replaced.
Read the story at TheStreet.com: Your Smartphone’s Biggest Hazard is You